Since the Lincoln administration granted our national Funds charter No. 24 in 1863, we have relied on our financial resources to aid clients. This has been especially evident in times of need, such as the COVID-19 outbreak. By the end of 2020, we had put in place a $20 million premium pay scheme for our employees, relief aid, 108,000 Small Business Administration Paycheck Protection scheme (PPP) loans for our clients, and $30 million in expedited charitable contributions. We also recognize that the previous year significantly impacted security by hastening the move to digital products and services.